Which property suits me?
A house with a large garden or an apartment with high ceilings and a view of the Alster: Where do your priorities lie and how do you envision your dream property? Are there any children planned in the future? Would you like to live in the city center if possible or enjoy the peace and nature outside? Do your ideas fit your financial possibilities and what compromises are you willing to make? Ask yourself these questions and record the answers – this way you will facilitate the search for the suitable property in Hamburg.
Plan your finances realistically
When you purchase a property and the associated financing, you are making a long-term commitment. It is therefore particularly important to realistically calculate the costs incurred in advance. In addition to the installment payments, other ancillary costs must be included. These include, for example, property tax, maintenance and repair costs, emergency reserves, notary and legal fees, various insurances and possible costs for an appraiser or the broker’s commission. Set a budget and pay attention to all the important aspects. For example, if you purchase a property in need of renovation, potential rental costs should be factored in along with renovation costs, as the new home may not be ready for immediate occupancy.
Check potential properties thoroughly
Before you buy a property, you should put it to the test thoroughly. In addition to estimating the amount of work required for any renovation work, this also includes checking for possible defects as well as the infrastructure and location. Especially the latter takes a great impact on your living comfort in the long term. Our expert recommendation for attractive residential areas in Hamburg focuses on the districts of Winterhude, Klein Borstel, Fuhlsbüttel and Hummelsbüttel.
Negotiate with confidence – we will support you
Whether it’s choosing a property, associated financing or insurance, have the confidence to negotiate and even conduct multiple negotiations at once. First-time buyers quickly notice their nervousness and lack of experience, so don’t jump at the first offer that comes along. We will be happy to support you with our expert knowledge and advise you on the framework in which negotiations make sense and at what point an offer is particularly attractive.